*ASK ABOUT $0 DOWN PAYMENT WITH NO MORTGAGE INSURANCE PLUS $8,000 CLOSING COST CREDIT*. 2024/2025 school year returns to Harris Road Middle School. Truly walkable community to grocery, restaurants and more. Main living level is completely open with enormous great room, kitchen with huge 10' island, walk-in pantry and gas cooking plus a large dining area that opens to a deck. Large owner's suite with two ample walk-in closets, double sinks, large shower with seat and private toilet area. 2 car garage and private driveway plus an oversized bedroom and private bath on main (could be used as bonus or office). *Must be primary residence. Home ownership counseling required for 1st time buyers by a government agency and certification of completion is required. Property located in MMCT zone and is a PUD. Loan amounts over $500,000 require 2 months of reserves. Subject to credit approval. Other terms and conditions may apply. Lender has $5,000 in closing costs; builder has $3,000.